the offensive of branch directors to avoid appeals to the courts includes appealing to feelings, mortgage penalty notices, demands for confidentiality... Those affected by the floor clauses revolt against the banks' agreements because they hide renouncing judicial recourse the first three sentences that condemn banks to pay the total of the floor Namibia Phone Number List clauses ana botín admits that banks have abused clients decree on the floor clause: the bank wins…and how to fight against it customers in a bank branch. Customers in a bank branch. Updated the two million people affected by the floor clauses are facing a dilemma these days. Sign the agreements that the bank is offering or file a lawsuit and wait for the court rulings. Seduction, penalties and the demand for discretion are weapons that entities are using to try to dissuade clients from going to court. As is known, the problem of floor clauses affects bbva, caixabank, popular, sabadell and bankia. Those affected can, since last monday, present claims to their financial entities, according to the recent regulations approved by the government.
The decree law on urgent measures on floor clauses also establishes that banks may agree with the client on changes in the affected mortgages and thus avoid having to return in cash the amounts unduly collected. One of the first instructions is to seduce the scenario of possible massive appeals to the courts is leading the banks involved to implement strategies to try to convince those affected not to do so. At the direction of their superiors, branch directors of the main affected banking entities are applying various systems to avoid judicial proceedings. Customer seduction is one of the main weapons that are being widely deployed these days. “ are you going to sue your longtime bank? ”. It is one of the messages that are being used the most. As ecd has learned from financial sources, some of the agreements also include references to the pact being framed within a preferential and trusting relationship with the entity. “we offer you this, but for being you.” this is the response that several caixabank users have received, for example, in an office in the center of barcelona.
Lawyers have begun to alert their clients against this practice, reminding them that it is an argument similar to the one that, in the past, was used for the sale of products that have ended up being massively canceled by judicial decision, such as case of the preferential ones . Announcement of increases in mortgage payments the option for the consumer and the entity to agree on measures other than cash refunds, such as the review of the conditions of the mortgage, is another of the deterrence strategies practiced, particularly by sabadell and popular, as verified by el confidencial digital. In madrid branches. Exp-player-logo el rey preside hoy en barcelona la entrega de despachos a la nueva promoción de jueces the proposal is usually to reduce future mortgage payments, so that they compensate for what was overcharged to the client. This guarantees that the affected party loses the option to claim everything that he has been overpaying for years. In some specific cases, if the affected person finally refuses, the bank even responds by announcing an increase in interest on the outstanding mortgage.