From the supreme court has validated the marketing of the mortgages granted by caja rural de teruel and both entities consider that they applied similar criteria goiri returns it to fg for calling him “santa claus” bad news for mortgage holders: they UAE Phone Number List do not recover the taxes paid on the loan bbva ignores the supreme court: it will only return the floor clauses where there was abuse customers in a bank branch. Customers in a bank branch. the supreme court has ruled that total retroactivity be applied in the return of floor clauses, following the ruling of the court of justice of the eu. But it has also resolved another resource, which has gone practically unnoticed, whose scope is of great importance to minimize costs in some entities affected by this crisis.
Specifically, the high court also analyzed on wednesday the floor clause of a mortgage from caja rural de teruel. In this other ruling, the full civil chamber rejects an appeal that requested the nullity of the clauses of the caja rural de teruel. The reason: he considers them transparent. “the plenary civil chamber has concluded that the floor clause questioned in this case met the transparency requirements established by its jurisprudence since the ruling of may 9, 2013,” the supreme court concluded on this case. The supreme court gives oxygen to caixabank and sabadell financial sources, which el confidencial digital has had , highlight that this decision will contribute to strengthening the legal argument of the banks that maintain that their clauses are valid.
The cases of caixabank and sabadell stand out especially . In the sector, they assume that both entities will analyze on a case-by-case basis all claims regarding floor clauses that they receive. But, taking advantage of this latest ruling from the supreme court regarding caja rural de teruel, they will only return the amount of those in which it is demonstrated that there was abuse and were marketed with a lack of transparency . Caixabank has estimated that the maximum potential impact of the floor clauses is 1,250 million euros, but it has provisioned 625 million , around 50%, considering that this amount will be enough to return the amounts to those customers to whom it corresponds. For its part, sabadell assures that it will address the claims, although it defends the transparency and legality of the clauses included in its mortgage contracts. However, he insists that he is open to negotiating with his clients.